With the recent series Made in Heaven 2 streaming on Prime Video highlighting the perils of skin-lightening treatments using glutathione, there is a growing skepticism among the masses. While glutathione supplements may have unwarranted side-effects due to improper application and wrong dosage, there are a number of foods that can naturally produce glutathione in your body without any adverse effects.

But before we reveal the food items that help boost glutathione levels, let’s understand what exactly it is and its benefits.

According to Deepti Khatuja, head, clinical nutritionist, Fortis Memorial Research Institute, Gurgaon, glutathione is a powerful antioxidant naturally produced in the cells of the human body, as well as other organisms.

“Glutathione plays a crucial role in various biological processes and is known for its ability to protect cells from oxidative stress and damage caused by free radicals,” she said.

Along with its antioxidant properties, Khatuja noted that it also plays a crucial role in the body’s natural detoxification processes, especially in the liver. “It helps remove harmful substances, such as heavy metals, pollutants, and drugs, by binding to them and making them easier to eliminate from the body.”

Although there are a variety of glutathione supplements available, Ankita Kapoor, Delhi-based health and wellness coach said that their usefulness when taken orally is a matter of debate. “Glutathione is broken down by the digestive system making it tough to raise levels significantly through supplementation,” she explained, adding that high-dose consumption may induce stomach cramps, bloating, and allergic reactions in some individuals. The efficacy of glutathione treatments is a matter of debate. (Source: Freepik)

Over time, due to stress, pollution, and a poor diet, there is a depletion of glutathione in the body, leading to a buildup of toxins and cellular damage. To supplement this, Khatuja recommends consuming a variety of foods, which naturally contain or stimulate the production of glutathione.

Highlighting the same through an Instagram post, certified nutritionist and nutrigenomic advisor, Disha Sethi shared 5 food sources that are rich in glutathione.

1. Almonds
2. Broccoli
3. Okra
4. Avocado
5. Asparagus

Check out the post below: 

Agreeing, Khatuja named other food groups that naturally contain glutathione:

*Sulfur-rich vegetables: Sulfur is an essential component for the synthesis of glutathione. Foods rich in sulfur include garlic, onions, shallots, leeks, and chives.

*Cruciferous vegetables: Vegetables like broccoli, Brussels sprouts, cauliflower, and cabbage contain compounds that support glutathione production.

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*Spinach and avocado: These foods are sources of glutathione themselves and can help boost your glutathione levels.

*Asparagus: Asparagus is rich in both glutathione and the amino acid cysteine, which is a precursor for glutathione synthesis.

*Fruits: Fruits such as avocados, peaches, and watermelon contain moderate levels of glutathione.

*Protein sources: Eggs, fish, and lean meats are good sources of cysteine, an amino acid necessary for glutathione production. Whey protein, in particular, is high in cysteine and may support glutathione synthesis.

*Nuts and seeds: Walnuts and sunflower seeds are sources of cysteine and can help support glutathione levels.

*Dairy products: Milk and yogurt contain some glutathione, with whey protein being a more concentrated source.

Gone are the days of loud colours and heavy embellishments for the festive season. In the light of pastel festive picks, Esha Gupta recently turned heads in a stunning Rohit Bal lehenga. Her lehenga skirt featured an elegant floral pattern in soft, muted shades. Complementing the lehenga was a cropped blouse that came with above-elbow sleeves and a plunging neckline. This outfit perfectly accentuated the star’s well-toned abs. To add an extra touch of grace to her ethnic ensemble, Esha draped a matching dupatta over her shoulder. From the jewellery store, she chose a choker necklace that complemented her attire. Her makeup palette featured mauve lips, rosy cheeks, mascara-coated lashes, neatly arched brows, and a delicate bindi. Subtle curls in her hair completed her gorgeous OOTD. 

Esha Gupta knows well how to play the mix-and-match fashion game. A few days ago, she draped herself in a vibrant citrus lemon saree from the clothing brand Ekaya. To create a striking colour contrast, she paired the drape with a blue blouse that featured a strappy design and a daring plunging neckline. To elevate her look, the actress adorned herself with a stack of bangles and a pair of earrings. Her hair, styled in subtle curls, completed her flawless saree avatar. 

Earlier, Esha Gupta set the fashion arena ablaze with her choice of a Falguni Shane Peacock saree. This sheer wonder was adorned with intricate threadwork and a generous sprinkle of shimmering sequins. Her full-sleeved blouse with a plunging neckline exuded oomph and panache. She accessorised tastefully with a studded choker necklace and a pair of stud earrings. To complete this stunning look, Esha embraced minimal makeup, allowing her natural beauty to shine through. Also 

Esha Gupta effortlessly embodies the essence of contemporary festive fashion in her ethnic appearances.

Top 10 Most Valuable Global Brands of 2023: Apple Leads

In 2023, the global brand landscape has changed dramatically. The combined value of the 100 most valuable global brands of 2023 has risen to a staggering $6.9 trillion. While this figure represents a 20% decline from last year’s overall index, it highlights an impressive 47% improvement compared to pre-pandemic levels in 2019. For the second year in a row on top of that, the Apple brand maintains its unparalleled position as a leader in value in a global scale.

This data rеvеals a compеlling narrativе about thе stability and long-term growth potential of lеading global brands. Evеn in thе facе of еconomic volatility and global challеngеs, consumеr pеrcеptions of thеsе brands rеmain stеadfast. This rеaffirms thе critical importancе of sustainеd markеting invеstmеnts and forward-thinking stratеgiеs for businеssеs looking to achiеvе еnduring growth and providе stability for thеir stakеholdеrs. Thеsе insights not only highlight thе currеnt markеt lеadеrs but also sеrvе as a bluеprint for succеss in thе еvеr-еvolving global landscapе of brands.

Applе, valuеd at $880 billion, showcasеs rеmarkablе rеsiliеncе amidst challenging markеt conditions. This undеrscorеs its ability to justify prеmium pricing through positivе consumеr pеrcеptions, highlighting thе significancе of crеating mеaningful, distinctivе, and rеlеvant brands in navigating global еconomic uncеrtaintiеs. Following closеly arе Googlе and Microsoft, rеaffirming thе dominancе of technology brands, which oncе again hold a prominеnt prеsеncе in thе Top 100 and command thе lion’s sharе of brand valuе.

Here is the list of the Top 10 Most Valuable Global Brands, starting from rank 10 to 1.

10. Coca-Cola -Top 10 Most Valuable Global Brands of 2023

Top 10 Most Valuable Global Brands of 2023

Enduring Lеgacy and Global Prеsеncе Coca-Cola, an iconic and rеcognizablе brand, continues to assеrt its dominancе as it еxpands its rеach and solidifiеs its position as a valuablе global brand. With a rich hеritagе spanning ovеr a cеntury, Coca-Cola’s еnduring appеal and brand еquity havе propеllеd it to rеmarkablе hеights.

9. MastеrCard -Top 10 Most Valuable Global Brands of 2023

Top 9 Most Valuable Global Brands of 2023

Pionееring Paymеnt Tеchnology Mastеrcard, one of thе world’s lеading paymеnt tеchnology companies, has continued to еxpand its prеsеncе and еstablish itsеlf as onе of thе most valuablе global brands. With a rеlеntlеss focus on innovation, customеr-cеntric solutions, and stratеgic partnеrships, Mastеrcard has successfully positionеd itsеlf at thе forеfront of thе digital paymеnt rеvolution.

8. Louis Vuitton -Top 10 Most Valuable Global Brands of 2023

Top 8 Most Valuable Global Brands of 2023

Timеlеss Luxury Brand Louis Vuitton, thе rеnownеd luxury fashion brand, continues to solidify its position as one of thе most valuablе global brands. With a hеritagе dating back to 1854, Louis Vuitton has еstablishеd an unrivalеd rеputation for its еxquisitе craftsmanship, timеlеss dеsigns, and prеstigious imagе.

7. Tеncеnt -Top 10 Most Valuable Global Brands of 2023

Top 7 Most Valuable Global Brands of 2023

Chinеsе Tеch Powеrhousе Expanding Globally Tеncеnt, a lеading Chinеsе tеchnology conglomеratе, has еmеrgеd as one of thе most valuablе global brands. With a divеrsе portfolio spanning social mеdia, gaming, е-commеrcе, and fintеch, Tеncеnt has еxpеriеncеd rеmarkablе growth and еxpandеd its influеncе worldwidе.

6. Visa -Top 10 Most Valuable Global Brands of 2023

Top6 Most Valuable Global Brands of 2023

Enabling Sеamlеss Global Transactions Visa, thе lеading global paymеnt technology company has еmеrgеd as one of thе most valuablе brands worldwide. With a prеsеncе in ovеr 200 countriеs, Visa’s еxpansivе rеach and innovativе solutions have propеllеd its growth and markеt dominancе.

5. McDonald’s -Top 10 Most Valuable Global Brands of 2023

McDonald’s -Top 5 Most Valuable Global Brands of 2023

Iconic Fast Food Global Lеadеr McDonald’s stands as one of the most iconic fast-food chains worldwide. With a brand value of $191.1 billion, McDonald’s has successfully capturеd the hеarts and tastе buds of millions. It’s еxpansivе rеach and unwavеring commitmеnt to consistеncy and quality has solidifiеd its position as a valuablе global brand.

4. Amazon -Top 10 Most Valuable Global Brands of 2023

Top 4 Most Valuable Global Brands of 2023

Rеvolutionizing Rеtail and Bеyond Amazon, thе е-commеrcе bеhеmoth, has divеrsifiеd its influеncе across multiple sеctors. Through a rеlеntlеss focus on customеr-cеntric innovation, Amazon has rеvolutionizеd onlinе shopping and disruptеd traditional rеtail modеls. Bеyond е-commеrcе, the company has vеnturеd into cloud computing, digital strеaming, and smart home technology.

3. Microsoft -Top 10 Most Valuable Global Brands of 2023

Top 3 Most Valuable Global Brands of 2023

Empowеring thе Digital World Microsoft, one of the world’s most valuablе global brands, continues to еxpand its influеncе across industries. With its cutting-еdgе technology and innovativе solutions, Microsoft has solidifiеd its position as a lеadеr in softwarе, cloud computing, and productivity tools. The company’s divеrsе product portfolio, including Windows, Officе, Azurе, and Xbox, catеrs to various markеt sеgmеnts, fostеring growth and customеr loyalty.

2. Googlе -Top 10 Most Valuable Global Brands of 2023

Top 2 Most Valuable Global Brands of 2023

Thе Tеch Giant’s Unstoppablе Rеign Googlе, thе tеch giant, continues to dominatе as one of thе most valuablе global brands. With its innovativе products, usеr-cеntric approach, and widеsprеad influеncе, Googlе’s еxpansion rеmains rеlеntlеss. Its sеarch еnginе, sеrving as thе gatеway to information, has bеcomе synonymous with intеrnеt browsing. Additionally, Googlе’s Android operating system powеrs a majority of smartphonеs worldwide, solidifying its prеsеncе in thе mobilе markеt.

1. Applе -Top 10 Most Valuable Global Brands of 2023

Top 1 Most Valuable Global Brands of 2023

The Epitomе of innovation Dеsign Applе, thе iconic technology company, has consistently expanded its global brand and established itself as one of the most valued brands in the world. By focusing on innovation, slееk dеsign, and sеamlеss user еxpеriеncе, Applе has captured consumer and industry standards. In 2023, thе company’s total brand value will reach $880.5 billion, solidifying its position as the most valuable brand for the second consеcutivе year.

Thеsе brands, еach in their own right, havе dеmonstrated rеsiliеncе, innovation, and flexibility to navigate the global economic turmoil. Thеir constant appеal and stratеgic initiativеs sеrvе as a necessary tеstamеnt of the importance of brand value in today’s dynamic marketplace.

As a testament to their staying power, tech giants Apple, Google and Microsoft are claiming top three spots, reinforcing the techbrands’ dominance in the global market

Here are the 10 most valuable global commodities in 2023:

Source: kantar

These results highlight a long-term growth trajectory for the brand despite the decline in its integrated value. Consumer perceptions of brands remain stable even in volatile market conditions. The key takeaways for brand owners and marketers are clear: consistent investment and a forward-thinking approach are critical to long-term growth Resources a practices that build strong emotional bonds with customers are better positioned to manage uncertainty and provide stakeholder stability.

The different plans have different premium charges, which the clients can pay according to the payment options given under the relevant plan. But, sometimes, due to non-payment of premium within the given timeline, a policy can get lapsed. The policyholder can revive a lapsed policy by paying the premiums with interest. LIC, acknowledging the clients’ satisfaction, has announced a Lapsed Policy Revival Scheme for 2023.

Overview of the Revival Scheme 2023

The Life Insurance Corporation of India (LIC) has announced its policy revival scheme for 2023. This scheme helps the customers who were unable to make premium payments for a maximum of five years from the last premium payment. The scheme offers the customers a chance to revive their lapsed policy in 2023 by paying the premium, including the late fee charges. The insurer authorizes more than 1500 satellite offices to execute the revival scheme without special medical tests. 

In this LIC Lapsed Policy Revival Scheme, the insurer offers the policyholders a deduction of up to 30% in the late fee charges. The rebate percentage depends on the types of policy and the range of LIC premium payment charges of every client. The scheme was launched in January 2021 and promised the policyholders a revival of specific eligible plans and concession in health requirements. However, high-risk plans like Term Assurance Plans, Health Insurance Plans, Multiple Risk Policies, etc., do not qualify for the benefit.

Terms and Conditions of the LIC Lapsed Policy Revival Scheme

Under the special revival campaign, the Life Insurance Corporation of India (LIC) launched the scheme, which facilitates the customers to revive their lapsed policies within a deadline through the approved satellite offices for performing the process. The insurer can restore most of the policies only on the declaration of good health of the policyholder. A basic Covid 19 questionnaire also has to be submitted by the life assured or the policyholder.

The concession in the late fee charges is divided into three parts for better understanding by the clients. They are:

• For total receivable LIC premium payment up to a range of Rs 1 Lakh, a rebate of 20% is allowed in the late fee charges or a maximum concession of Rs. 2,000 is eligible.
• For total receivable LIC premium payment within a range of Rs 1 Lakh to Rs 3 Lakh, a rebate of 25% is allowed for the late fee charges or a maximum concession of Rs. 2,500 is allowed.
• If the total receivable LIC premium payment exceeds a range of Rs 3 Lakh, then the rebate for the late fee charges is 30%, or the maximum concession allowed is Rs. 3000.

These concessions are subjected to particular criteria and terms which shall be mentioned. Suppose the LIC premium payment remains unpaid for more than 5 years from the first due premium. In that case, the scheme will not be eligible for the relevant policyholders.

How to Check if a LIC Policy has Lapsed or Not?

To avail of the revival scheme, an individual must know their policy details and the time it lapsed. The easiest way to know about the policy details is to check the policy status, stating whether the policy is in force or expired. LIC offers various methods for checking the policy status, and the most user-friendly way is the online process. To avail of the method, one needs to register with the official portal.

1. For New Users
   • Step 1: Visit the Customer Portal of LIC. 
   • Step 2: Click on “New User”
   • Step 3: Fill in the required credentials such as name, gender, date of birth, policy number, installment premium payment, registered mail id, and mobile no.
   • Step 4: Click “Proceed”
   • Step 5: Now, the customers can efficiently check the policy status from the online services.
2. For Registered Users
   • Step 1: Visit LIC’s Customer Portal. 
   • Step 2: Click on “Registered User”
   • Step 3: Log in with the required details like name, date of birth, and registered mail id.
   • Step 4: After logging in, click on “Policy Status.”
   • Step 5: Due premium date, status, lapsed policy, unpaid premium quote are all accessible under this service.

Types of LIC Policy Revival Schemes

Various types of policy revival schemes are offered by the Life Insurance Corporation of India (LIC). These schemes aid the clients who were unable to make their LIC premium payments within the given timeline or the grace period of 30 days. The types of schemes are:

1. Installment Revival SchemeThe Instalment Revival Scheme is designed to acknowledge those clients who cannot make premium payments all at once and prefer paying them in installments. The conditions which are needed to be mentioned under this scheme are:
   • No policy loans should remain unpaid during the time of revival under this scheme.
   • During the installment paying period, the survival benefits should be paid fully.
   • If a Child Deferred Assurance Policy, i.e., LIC child plan, is lapsed, the policyholder could make the revival payments after the agreed deferment period.
   • Policies under Salary Saving Schemes are not eligible for revival under this scheme.
2. Loan cum Revival SchemeA lapsed policy can be revived under this scheme by recovering the premiums due from the amount available under the loan facility of the policy, given the terms and conditions. Following are the specific conditions that need to be followed under this revival scheme:
   • The difference between the loan amount and the pending premium charges has to be paid by the policyholder if the loan is insufficient to cover the whole premium amount.
   • On revival, the balance will be paid to the clients after adjusting the premium and interests accordingly.
3. Special Revival SchemeUnder this scheme, the intimation date can be changed accordingly. The premium amount can be paid as per the policyholder’s age at the time of reviving the lapsed policy. There are certain norms and conditions which needs to be maintained to avail the special revival scheme –
   • Under this scheme, the policy can only be revived once within the term of the plan.
   • This scheme allows reviving the policy if it lapses for a period ranging between 6 months and 3 years from the last payment date or grace period.
   • The scheme demands a request in writing written from the policyholder, which is compulsory to submit to revive the policy.
   • The original initiation date can be modified by a maximum of 2 years to revive the lapsed policy under this scheme.
   • The clients must prepare stamp fees and other charges to revive the Money Back Plans.
   • The difference between the old and the new premiums, including interests, is charged accordingly under this scheme during the revival.
4. Survival Benefit cum Revival SchemeThe Money Back policyholders can effortlessly renew their lapsed money-back policies under this scheme. But there are certain norms and conditions in availing the Survival Benefit cum Revival Scheme, and those are the following:
   • The policy will be revived and processed subject to prescribed conditions, which are eligible for modification from time to time. The same goes for loan applications.
   • The discharge of survival benefit must be presented to utilize the survival benefit cum revival scheme.

Importance of Revival of Lapsed LIC Policy

If the premium charges have been paid for several years, then reviving the policy will be beneficial and logical in the case of a long-term endowment policy. Reviving a lapsed policy and continuing with the LIC premium payment until maturity will provide the clients with maturity benefits. This maturity benefit will eventually increase the overall investment returns.

If an individual plan to buy a new plan instead of reviving the lapsed one, then the amount paid for the new policy can be more than the premium payments and interests of the lapsed one.

Online LIC Revival Quotation and LIC Premium Payment

Online services of LIC provide their clients with a wide range of services for better performance and efficiency. If a policy lapses, then it is vital to know the amount that will be needed to renew the policy. 

The feature of “Revival Quotation” in the insurer’s official customer portal has made it effortless for the clients to know about the due charges and plan accordingly. Any registered users can use this feature from the online services provided by LIC. A new user can sign up by following the steps mentioned earlier and using the feature.

After getting the revival quotation, paying the premiums, including interests and concessions, is essential, as mentioned in the 2021 scheme. An individual can pay their awaited premium charges online by logging into their respective customer portal account. After logging in, they can select the option of “Policy Renewal/ Revival” and fill in the required credentials. An individual can also make the LIC premium payments directly by providing the policy number and selecting the “Policy Revival” option.

Over to You

LIC Policy Revival Scheme 2023 is an excellent opportunity for individuals looking to renew their policies. Concessions of a certain percentage are lucrative to an already beneficial scheme that provides various revival processes.

Introduction

• In India, the rights of a wife in her husband’s property depend on various factors such as religion, customs, and personal laws applicable to the parties. 
• The laws governing the distribution of property differ depending on the religion of the parties, as well as the state where the property is located. As such, the specific rights of a wife on her husband’s property may vary depending on the circumstances of the case.

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What are the Legal Rights of a Wife over a Husband?

• In India, a wife has legal rights over her husband which include the right to maintenance, the right to reside in the matrimonial home, and the right to seek divorce on certain grounds. 
• The husband is also obligated to provide his wife with financial support and cannot deprive her of basic necessities such as food, clothing, and shelter. Additionally, any kind of physical, mental, or emotional cruelty inflicted by the husband upon his wife is prohibited under Indian law.
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What are the Rights of the Wife in the Husband’s Property in India?

In India, the rights of a wife in her husband’s property depend on various factors such as the type of property, the mode of acquisition, and the religion of the husband.

1. Under the Hindu Marriage Act

Under the Hindu Marriage Act, a wife has the right to reside in her husband’s home or “matrimonial home” even if the property is owned by the husband. In case of a divorce or separation, the wife is entitled to claim maintenance from the husband, and she can also claim a share in the husband’s property, including self-acquired and ancestral property. In case the husband passes away, the wife has the right to a share in his property under the Hindu Succession Act, along with his other legal heirs.

2. Under Muslim Personal Law

Under Muslim Personal Law, a wife has limited rights on her husband’s property. She is entitled to receive her dower (Mahr) from her husband, but she does not have a share in her husband’s property. However, she can claim maintenance from her husband, and she has the right of residence in her husband’s home during the subsistence of marriage.

3. Under Christian Personal Law

Under Christian Personal Law, a wife has the right to claim maintenance from her husband, but she does not have a share in her husband’s property. However, she may be entitled to a share in the property under the Indian Succession Act, in case her husband passes away intestate (without leaving a will).

What is the wife’s right to her Husband’s Ancestral Property in India?

In India, the rights of a wife on her husband’s ancestral property depend on several factors such as the religion, custom, and personal laws applicable to the parties. The laws governing the distribution of ancestral property in India vary depending on the religion of the parties, as well as the state where the property is located.

• Under Hindu Law, a wife has a right to claim a share in her husband’s ancestral property. The Hindu Succession Act of 1956 provides that a wife has an equal share as that of a son in ancestral property. However, this right only applies to properties that are ancestral and not to properties that have been self-acquired by the husband.
• In the case of properties acquired by the husband through his own efforts, the wife’s right to the property may be governed by the terms of their marriage agreement, which could be in the form of a prenuptial agreement or a postnuptial agreement.
• The rights of a wife in her husband’s ancestral property can be complex, and the specific rules governing them may vary depending on the circumstances of the case. Therefore, it is advisable to consult with a lawyer who is knowledgeable in this area of law to understand the exact nature of the wife’s rights in a particular case.
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What are Second Wife Rights in Property in India?

Under Indian law, a second wife has no right to her husband’s property during his lifetime. If the husband dies without a will, the second wife may have a right to a share in the property as per the laws of inheritance, which vary based on the religion of the parties involved. However, if the husband has left a valid will, the second wife’s claim to the property may be subject to the terms of the will.

Wife’s claim in the Joint Family Property

Under Hindu law in India, a wife has a right to a share in the joint family property. However, her share may be subject to the rules of partition and the number of male members in the family, and the exact nature of her claim will depend on the specific circumstances of the case.

Conclusion

In conclusion, the rights of a wife in her husband’s property in India are complex and depend on various factors such as religion, customs, and personal laws. While a wife may have a right to claim a share in her husband’s ancestral property, her claim to self-acquired property may be limited. It is advisable to seek the guidance of a legal professional to understand the exact nature of a wife’s rights in a particular case.

Frequently asked questions about the Rights of the Wife in the Husband’s Property.

Q1 . What are a wife’s rights in her husband’s ancestral property in India?

Ans. Under Hindu Law, a wife has an equal right to claim a share in her husband’s ancestral property as that of a son. However, this right does not extend to the self-acquired property of the husband.

Q 2. Can a wife claim a share in her husband’s property during his lifetime?

Ans. A wife has no right to claim a share in her husband’s property during his lifetime unless there is a mutual agreement between them or it is provided for in a valid will.

Q 3. What happens to a wife’s rights in her husband’s property if he dies without a will?

Ans. If the husband dies without a will, the wife may have a right to a share in the property as per the laws of inheritance, which vary based on the religion of the parties involved.

Q 4. Can a wife waive her rights on her husband’s property?

Ans. Yes, a wife can waive her rights in her husband’s property through a written agreement with her husband, provided it is done voluntarily and without coercion.

Q 5. Can a wife claim a share in her husband’s property if they are separated or divorced?

Ans. A wife’s right to claim a share in her husband’s property may be affected by the terms of their separation or divorce agreement, as well as any court orders that may be in place.

It is recommended that those seeking to understand the exact nature of a wife’s rights in a particular case seek the guidance of a legal professional who can provide clarity and guidance on the specific rights and remedies available to a wife in her husband’s property.

Reserve Bank of India i.e. RBI has taken action on 3 banks including the country’s largest government bank SBI and imposed a fine of more than Rs 4 crore.

RBI has said that Indian Bank, Punjab and Sindh Bank and SBI have violated the regulation norms, after which this action has been taken. At the same time, a heavy fine has also been imposed on NBFC Fedbank Financial. RBI has said that this action will not affect the transactions or validity of customers.

The Central Reserve Bank has said that it has imposed penalty on SBI and Indian Bank and Punjab and Sindh Bank for violation of various regulatory norms. This action has been taken by RBI for non-compliance of certain instructions of ‘Statutory and Other Restrictions on Loans and Advances’ and ‘Guidelines on Management of Intra-Group Transactions and Exposures’.

RBI has imposed a penalty of Rs 1.3 crore on State Bank of India for non-compliance with certain instructions of the Management Guidelines on Loans, Advances and ‘Intra-Group Transactions and Exposures’. RBI said that ‘A fine of Rs 1.62 crore has been imposed on Indian Bank for violation of certain instructions related to loan and advance rules, KYS.

RBI said a penalty of Rs 1 crore was imposed on Punjab and Sind Bank for non-compliance with certain provisions of the Depositor Education and Awareness Fund Scheme. RBI has imposed a fine of Rs 8.80 lakh on FedBank Financial Services Ltd for non-compliance with certain provisions of the directions on monitoring of frauds in NBFCs.

RBI said the penalty on banks and NBFCs is based on deficiencies in regulatory compliance and is not intended to affect the validity of any transaction or agreement entered into by them with their customers.

SBI SO Specialist Officer Online Form 2023 Apply Online Registration Direct Link State Bank of India (SBI) has released notification for the recruitment of SBI SO Specialist Officer Online Application Form 2023 Notification for 439 posts, The candidates who are preparing for the SBI SO Specialist Officer 2023 Bharti Online Registration Form has started from 16 September to 16 October 2023 who have Degree in Computer Science/ Information Technology/ Electronics Communication Engineering/ Software Engineering or other equivalent qualification from any recognized board or university of India can apply online for SBI SO Specialist Officer Vavancy 2023 can apply through the official website of the Authority Check SBI SO Specialist Officer 2023 Syllabus, Salary, Result, Qualification, Notification, Exam Date, The candidates who are interested for the SBI SO Specialist Officer Jobs 2023 completed all eligibility criteria. Before you Apply Online SBI SO Specialist Officer Application Form 2023 Kindly Read the Full SBI SO Specialist Officer Vacancy 2023 Notification PDF Download Link.

The candidates who want to Apply Online for SBI SO Specialist Officer Vacancy Jobs Registration 2023, can also apply from the official website of the Authority sbi.co.in can also online apply for the SBI SO Specialist Officer 2023 Vacancy Apply Online in few minutes we are providing a direct link to apply SBI SO Specialist Officer Registration Form 2023 Link. Candidates should go to the official website of SBI SO Specialist Officer Bharti 2023, however before applying, please read the complete information regarding to this sbi.co.in SBI SO Specialist Officer Vacancy 2023, which is mentioned below. Below in our article with the help of direct link candidates can online apply directly.

SBI SO Specialist Officer Recruitment 2023 Apply Online

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SBI SO Specialist Officer Online Application Form 2023 Apply

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SBI SO Specialist Officer Bharti 2023 Eligibility, Vacancy Total : 439 Posts

How to SBI SO Specialist Officer Registration 2023 Apply Online

Frequently Asked Questions (FAQ)

Q.1 What is the SBI SO Specialist Officer Registration 2023 Start Date?
Ans. 16 September 2023.

Q.2 What is the Official Website for SBI SO Specialist Officer Jobs 2023 Apply Form?
Ans. sbi.co.in.

Q.3 What is the SBI SO Specialist Officer Registration Form 2023 Last Date?
Ans. 16 October 2023.

pmkisan.gov.in PM Kisan 15th Installment 2023 Date and Time, Beneficiary List, Status Government of India has released PM Kisan Samman Nidhi Yojana 2023, This PM Kisan Samman Nidhi Sarkari Yojana 2023 has launched by PM Narendra Modi Ji, The candidates who have not registered for PM Kisan Samman Nidhi Yojana Registration 2023, They can online apply for the PM Kisan Yojana Online Application Form 2023, Because of this government yojana only for registered candidates. The candidates who are registered for PM Kisan Yojana 2023, They can get benefits of this scheme, Check PM Kisan Beneficiary List 2023, pmkisan.gov.in PM Kisan Status 15th Installment Date.

PM Kisan 15th Installment 2023 Date and Time, Status, Beneficiary List

PM Kisan 15th Installment Date 2023 The candidates who want to benefits of PM Kisan Samman Nidhi Sarkari Yojana 2023, They can check the PM Kisan Status 2023 for 13 Kist/Installment through the official website of Government of India. According to the sources PM Kisan Sarkari Yojana 15th Installment will be released on 27th November 2023 (Expected). Candidates can also check PM Kisan Beneficiary Status 2023 @ pmkisan.gov.in

PM Kisan 15th Kist Samman Nidhi Yojana 2023 Check Status

Short Details of Notification

WWW.CBPACS.COM

pmkisan.gov.in 15th Installment PM Kisan Status 2023 Check

PM Kisan Samman Nidhi Yojana was launched by Prime Minister Narendra Modi ji on 24th February 2019. And under this scheme, the government gives assistance of Rs 6,000 to small farmers in three installments every year. Every year the first installment comes between 1st December and 31st March 2023, and the second installment from 1st April to 31st July, and the third installment from 1st August to 30 November will be transferred directly to the bank account of the farmers.

Benefits of PM Kisan Samman Nidhi 2023 Yojana

• PM Modi Ji is helping a lot of farmers through PM Kisan Scheme 2023.
• In this sarkari scheme you will get Rs.6000 rupees which will be transferred in your bank account.
• In this sarkari scheme you will receive money only when you will be registered online.
• The profit of this scheme are available in every state of India, except West Bengal only.
• Currently new laws were enacted for this scheme and PM Modi Ji says that there will be no harm to our farmers and their families by this.
• Farmers can also buy seeds and foods items for their cultivation from the benefits provided PM Kisan Scheme.

How to Edit Aadhar Failure Record in PM Kisan 2023

• First of all candidates need to visit the official website PM Kisan Samman Nidhi – pmkisan.gov.in
• Scroll down and click on Farmer Corner option.
• After that click on Edit Aadhar Failure Record Option.
• Then new page will be appeared on your screen.
• Enter the your details like Aadhar Number & other required details.
• After then you need to click on Search Button.
• Finally you will be able to edit your Aadhar Number.

How to Check PM Kisan 15th Installment Beneficiary Status 2023

• First of all candidates need to visit the official website PM Kisan Samman Nidhi – pmkisan.gov.in
• Then click on Beneficiary List Button.
• Then new page will be appeared on your screen.
• Then you have to select one option from the given Aadhar Number, Mobile Number, Account Number.
• Enter the your details and then verify.
• Finally you have to click on Get Data Button.
• PM Kisan Beneficiary List 2023 will appeared on your device screen.

How To Apply For PM Kisan 15th Installment Online Registration Form 2023

• First of all candidates need to visit the official website PM Kisan Samman Nidhi Yojana 2023 pmkisan.gov.in 15th Installment Date.
• Then you have to go Farmers Corner and select “New Farmer Registration 2023”.
• PM Kisan Yojana Registration Form 2023 will be displayed.
• Enter your details like Aadhar Card Number, Mobile Number, etc.
• Then you have to verify your mobile number
• OTP will send on the number you have entered.
• Verify the OTP & click on the Submit Button.
• Finally you need to take a printout of the PM Kisan Online Application Form 2023 for further use.

Useful Important Links

PM Kisan Yojana Frequently Asked Questions (FAQ)

Q.1 What is PM Kisan 15th Kist Installment 2023 Release Date?
Ans. 27th November 2023.

Q.2 What is the Official Website of PM Kisan Samman Nidhi Scheme 2023?
Ans. pmkisan.gov.in.

Q.3 What is the new process to check PM Kisan Status 2023?
Ans. You can use your Aadhar Card Number / Bank Account Number for check PM Kisan Status 2023 on the official website pmkisan.gov.in.

Q.4 What is PM Kisan Samman Nidhi Scheme 2023?
Ans. PM Kisan Samman Nidhi Yojana 2023 fully funded by the Government of India and main aim of the scheme is to provide financial aid to the farmers who possess agricultural land up to two acres.

Gratuity and Pension Rule: Changes have been made in the rules related to pension and gratuity of the employees on behalf of the Modi government. The government had announced DA in March 2023.

Its arrears were given to the employees from January 1. Now the DA hike will be announced again by the government in September or October. But let us tell you that the government has issued a strict warning to the central employees in the past. If the employees ignore this, they may have to be deprived of pension and gratuity after retirement.

Instructions to stop pension and gratuity

It was instructed by the government that if an employee is negligent in work, then after retirement, instructions have been given to stop his pension and gratuity. At present, this order will be applicable to central employees. But in future states can also implement it.

Rule 8 of Rule 2021 changed,

the Central Government had issued a notification under the Central Civil Services (Pension) Rule 2021. The government had changed Rule 8 of the CCS (Pension) Rules 2021, in which new provisions have been added. It was said in this notification that if the central employees are found guilty of any serious crime or negligence during their service, then their gratuity and pension will be stopped after retirement.

Who will take action

such presidents who have been involved in the appointing authority of the retired employee. They have been given the right to withhold gratuity or pension.
Such secretaries who are associated with the concerned ministry or department, under which the retiring employee has been appointed. They have also been given the right to withhold pension and gratuity.
– If an employee has retired from the Audit and Accounts Department, then the CAG has the right to withhold pension and gratuity after the retirement of the guilty employees.

Know how the action will be taken

– According to this rule, if any departmental or judicial action has been taken against these employees during the job, then it will be necessary to give information about it to the concerned authorities.

– If an employee is re-appointed after retirement, then the same rules will apply to him.
– If an employee has taken pension and gratuity payment after retirement. After this, if he is found guilty, the full or partial amount of pension or gratuity can be recovered from him.
If the authority wishes, the pension or gratuity of the employee can be stopped permanently or for some time.

Now you can do UPI transactions through Aadhaar as well. Google Pay has announced the launch of a new Aadhaar based payment service for its users. With Google Pay’s Aadhaar based UPI service, users will now be able to set their PIN without a debit card. At present, this facility is available only for bank account holders. Google Pay said that the service of UPI based Aadhaar onboarding has been started to make payments easier for a large number of users.

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More than 400 million digital transactions happen every day in India.

According to a report, more than 400 million people transact digitally every day in India. In India, in many sectors like tourism, grocery and food delivery, more than 80 percent of the transactions are done online. According to this report, PhonePe, Google Pay, Paytm and Cred have more than 95 percent share in the UPI based payment market. The report also states that “the digital payments market is expected to grow from the current Rs 3,200 lakh crore to Rs 4,000 lakh crore by FY2026.”

UPI PIN will be set without debit card

With Google Pay’s Aadhaar-based UPI service, users will now be able to set their PIN without a debit card. At present, this facility is available only for bank account holders. Google Pay said that the service of UPI based Aadhaar onboarding has been started to make payments easier for a large number of users. So that financial inclusion can be increased across the country.

Learn how to use this service

In order to use Aadhaar based UPI, it is necessary for the users to have the same mobile number linked with their Aadhaar in their bank. After this, users will be able to select the option of debit card and Aadhaar based UPI on Google Pay. After this you have to enter the first 6 digits of your Aadhaar card. After this an OTP will come on your registered mobile number. After entering which you will have to set the UPI PIN.